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OnBudget Banking®

Smarter banking that's easier to manage.

Smart Banking. Fewer fees.

We make it easier to manage your money so you can spend it wisely. With no overdraft fees, OnBudget Banking offers all the features you want with none of the complexity you don’t. Keep your banking experience simple, paperless and reliable.

Benefits of OnBudget Banking

Stay In Control

No overdraft fees and a predictable, low monthly fee

It's Your Money

Easily make purchases and access funds using your debit card or digital wallet

Mobile Banking

Check your account balance, deposit checks, and transfer money straight from our mobile app

Digital Tools

Manage your money digitally, with direct deposit, automatic withdrawals, Zelle® and more

OnBudget Banking®

More Convenience. Less hassle.

Enjoy additional features and benefits
  • Get cash when you need it with no charge at Amegy Bank’s network of ATMs
  • Reach out to our U.S.-based customer service Mon - Sat, 7:00 a.m. - 10:00 p.m. CT
  • Take advantage of paperless statements, notices and tax documents

Account Details

Monthly Service Fee
$5
Options to Avoid Service Fee per Statement Cycle

N/A

Minimum Opening Deposit
$25


The Amegy Bank Difference

All of our checking accounts come loaded with the tools you need to make managing your money simple and easy.

Digital Banking

Quickly manage your finances whenever and wherever you need to from your phone, tablet, or computer.

Debit Card

Use your Visa® Debit Card to shop anywhere Visa is accepted, with the peace of mind of Zero Liability Protection.

Zelle®

Effortlessly send or request money with friends, family, and others you know at no additional charge to you.

Online Bill Pay

Easily set up a one-time or recurring payment and never have to worry about being late on a bill payment again.

Account Alerts

Get automatic alerts when we detect a suspicious transactions and set up low-balance notifications for your account.

Mobile Deposit

Skip the trip to the bank by using our mobile app to snap a picture of a check and deposit it straight to your account.

Ready to get started?

OnBudget Banking from Amegy Bank helps you feel in control of your money, avoid large fees, and gain convenient access to digital tools. 

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You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Amegy Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Amegy Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.